The future of the world depends on the children of today being able to reach their full potential.

But under Missouri law, some children are denied habilitative services that greatly impact their future success.

Many insurance plans deny or severely limit coverage for medically nessary therapies for children born with any condition that cause developmental delay or disability.

Families are forced to choose between paying out of their own pocket, frequently causing heavy debt loads, or denying their children the help they need.

These same therapies would be covered, however, if the condition resulted from an injury that occurred later in the child's life.